How We Make Money

When you call one of the numbers on this site, we may connect you with a licensed agent at a partner agency. When we do, that agency may pay us a fee for the connection. That fee is our revenue.

You never pay us anything, and using our phone numbers never costs you more than going direct.

We are paid for the connection itself, not for the outcome. Our fee does not depend on whether you enroll in a plan, which plan you choose, or how much that plan costs.

This is a common arrangement in Medicare marketing, and it has a specific bias worth naming: it rewards us for producing phone calls. That is why we publish this page. You should be able to see the incentive and judge our content against it.

No carrier or agency pays us to be mentioned, recommended, ranked, or written about favorably. We do not rank options by what pays us and we do not accept payment for editorial placement.

We also do not sell your personal information. When you call, your information goes to the licensed agent handling your call so they can help you — not to a list.

As a TPMO we are required to tell you this, and it is true: we do not offer every plan available in your area, and the information we provide is limited to the plans we do offer in your area. The full CMS-required disclaimer is in the footer of every page.

You are never required to use us. You can call 1-800-MEDICARE or visit Medicare.gov to review every option available to you, at no cost and with no sales relationship.

Every state also runs a free State Health Insurance Assistance Program (SHIP) offering unbiased one-on-one counseling from people who are paid nothing for your enrollment. We think that is a genuinely good option and we would rather tell you about it than have you find out later that we hid it.