Terms of Use

This site is operated by Natural Pet Shield Inc., a Texas Corporation, doing business as My65 Playbook. It publishes free educational guidance about Medicare and connects people who want help to licensed insurance agents by phone.

Nothing here is insurance, legal, tax, or medical advice. We are not licensed to recommend a plan to you, and nothing on this site is a recommendation to buy anything.

Plan advice comes from a licensed agent, or directly from Medicare at Medicare.gov or 1-800-MEDICARE, which is free and represents every plan available to you.

We maintain the figures in our guides by hand from primary sources and re-check them each year. Medicare rules change, plans differ by county, and your own situation may not match a general guide. Verify anything that will affect a decision before you act on it.

If you find something wrong, tell us and we will correct it.

The community is for members helping each other. Posts appear immediately and are not reviewed first.

Do not solicit business, advertise, or promote a product or service. Do not post anyone's personal or medical information, including your own. Do not post anything unlawful, harassing, or deliberately misleading about Medicare. We remove content that breaks these rules and may close accounts that keep breaking them.

You keep ownership of what you write, and you give us permission to display it on the site.

Do not scrape the site at volume, probe its security, or attempt to disrupt it.

The site is provided as is, without warranties beyond those that cannot be disclaimed under applicable law. To the maximum extent the law permits, our total liability for any claim arising out of your use of the site is limited to one hundred dollars.

These terms are governed by the laws of the State of Texas, without regard to conflict-of-laws principles.

We may update these terms. Material changes are reflected in the date at the top of this page.