Tools
Medicare decision tools
Free, interactive calculators to help you understand Medicare enrollment, costs, and assistance programs. No sign-up required.
Medicare Enrollment Timeline Calculator
Find out exactly when you can enroll in Medicare and when your coverage will start, based on your 65th birthday.
Open tool →Medicare Cost Estimator 2026
Estimate your monthly Medicare premium and annual out-of-pocket costs. Compare Original Medicare with Medicare Advantage.
Open tool →Am I Eligible for Extra Help?
Quick 6-question screen to see if you may qualify for the federal Part D Extra Help program that can save thousands on drug costs.
Open tool →Free bonus guide
Unlock Extra Help savings
A free, one-page guide to claiming the Part D Low-Income Subsidy — worth about $5,300 a year. Our thank-you for stopping by.
Prefer to talk with a real person? Calls connect you with a licensed insurance agent at a partner agency. They're paid by the plans they represent, never by you, and the decision stays yours.
That's 877-4-IDEAL-1. It connects you with a licensed insurance agent. You decide what happens next.