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Life at 65

The year around 65 in order — what to do seven months out, during your enrollment window, and in your first months on Medicare.

Turning 65 is a sequence, not a single decision: Social Security timing, whether to leave employer coverage, which path to choose, how to sign up, and how the first bills and cards arrive. Each step has a right moment, and most of them land before your birthday.

People who do well at 65 are rarely the ones who studied the most; they are the ones who did things in the right order. The guides below are arranged in that order, and the timeline tool dates each step for you.

Try the tool: Enrollment Timeline

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